Our Team

Kamaljeet Rastogi

Chief Executive Officer

Kamaljeet has more than 27 years of experience in Financial Technology businesses with companies such as Mahindra Comviva, Reliance Jio Money, FINO, AurionPro, ABN Amro Bank and Citibank.. Before joining MBS, he was CEO at NetPaisa.com . Kamaljeet has worked in various areas of Financial Technologies including Payments, Domestic Money Transfer, Mobile Money, Mobile Wallet, AePS, Bill Payments, mPOS, Card Tokenization, Payment Gateway and Digital Banking. Kamaljeet is BTech from IIT Delhi and MBA from National University of Singapore. He has also completed his Executive Education from Harvard Business School, USA.

Dhiren V Dedhia

Head - Enterprise Solutions

Dhiren has more than 25 years of work experience in Sales and Business Development, most of which is in Banking and Finance Software Solutions vertical.

During this period, he has extensively covered Emerging Markets like South Asia, Africa, South-East Asia and Middle East carrying P&L ownership, along with people, vendors, and compliance management responsibilities.

A Sales specialist in setting new SBU’s, he was instrumental in developing new product/solution lines & entering new geographies for business growth. He has succeeded in building and maintaining business relationship with decision makers, partners and external agencies through value-based selling, meeting volumes & profitability targets with excellent level of customer retention.

Dhiren, is a Science Graduate with a Master’s in marketing management from NMIMS.

Jay Goel

Head- SahiPay®

Jay has more than 22 years of rich & diversified experience covering Digital Payment Solutions, Merchant Acquisition, Credit & Prepaid Cards, Digital Wallets and Loyalty Solutions. He has managed key business portfolios at leadership profiles in AU Small Finance Bank, HDFC Bank, Axis Bank, ICICI Bank, Loylty Rewardz, Tech Mahindra & Bank of Baroda. Prior to MBS, he was SVP & Head of Merchant Acquiring Business in AU Small Finance Bank. Jay is a graduate in commerce and a MBA in Finance & Marketing from Bundelkhand University, Jhansi.

Saud Ahmed

Head - FI Operations

Saud has over 17 years of experience in Strategic Planning, Business Operations, Channel Management, Commodity Management and Relationship Management in Financial Inclusion, e-governance, and Telecom domains. He is proficient in running business operations and has extensive experience of developing procedures, service standards & operational policies for business excellence. Saud is a graduate in Computer Application from Bhopal University and has MBA in Operations and Marketing.

Tanu Krishna

Head – Strategic initiatives

Tanu has over 15 years of experience in BFSI vertical spanning Digital Consumer Lending, Corporate Transaction Banking, Insurance and Technology. She has played pivotal role in key positions at DBS Bank, ICICI Bank, HDFC ERGO & Tata Consultancy Services. Tanu is a B.Tech from NITK, Surathkal and MBA from XLRI Jamshedpur

Anuj Khanduja

Head - Product Management

Anuj has over 20 years of experience in Digital Payments & Telecom across multiple product lines. Before joining MBS, he was Head – Product Management (Financial Inclusion) with Nucleus Software. He led product development for various successful B2B and B2C products where he was instrumental in leading product development and deployments from scratch. He has experience of working in multiple geographies like Africa, Middle East and Latin America. Anuj is a B-Tech in Computer Science and MBA from MDI with specialization in IT & Marketing

Nagaraj T

CTO - CrossFraud

Nagaraj has over 30 years of experience in Information Technology across Hardware, Operating Systems, Networks and Software Applications; delivering multi-location, multi-vendor, multimillion dollar projects. Nagaraj is a Technologist, facilitating businesses in using the latest technologies for Internet, Mobile and Analytics across complex applications in banking, payments, health insurance and financial fraud.Nagaraj is a B.E from Vasavi College Of Engineering, Osmania University and has done M.Tech from IIT Kanpur

Amarjeet Rampher Tiwari

Head - Software Architect

Amarjeet is a blogger, banker, and result-oriented professional having 2 decades of experience in credit risk, assets portfolio management, payments, remittance, and cash management. He is involved in rolling out products from concept to commission for different geographies.
He has worked with industry leader banks from different geographical locations like BOA (US), United overseas bank (SG), Maybank (MY), CIMB (MY), Bank of Ayudhya (TH), ENBD (DU), HDFC, Axis Bank, BOC (SL), CBOC (SL). He is a techno-functional person with an interest in the latest technological advancements to improve the day-to-day operation and challenges of customers. He is also responsible for the technology leadership, vision, and direction to boost and serve the business operations to maximize the organizational and customer benefit.

Kamal Kishor Gupta

Head – Technology (Fintech Services)

Mr. Gupta is the Vice President of Software Solutions at Manipal Business Solutions. As an integral part of the Manipal Technologies leadership team, he is responsible for the growth of the FinTech sector. With his expertise in architecture solutions, design, development, and implementation across Business verticals, he is leading a learning team of technology and devising strategies for customizing products that meet the deliverable with ease.

From being an alumnus of C-DAC in Advance computing, Mr. Gupta holds the wisdom of project management from IIT-Roorkee. He is a whiz for banking, management, and market intelligence working with industry leader banks and the financial inclusion sector to provide best-in-class banking services to Bharat.

Shishir Mishra

Head – Technology (Enterprise Solutions)

A performance-Driven, Senior Technology Leader, with rich & diverse experience in software engineering, solution designing & architecture, customer delivery, and program management for Fintech businesses.

With over 20+ years of experience, Shishir has extensively worked with international clients across the UK, USA, Africa, Latin America, Middle East, Southeast Asia, and India in various areas of Mobile Wallet focusing on financial inclusion for Telcos & Banks, Digital Banking for both Neo Banks and traditional banks in enhancing their digital offerings covering Hyper personalized Omni channel banking platform across Mobile, Web, and other GEN2 channels and Digital payments focusing on close loop, open loop, NFC proximity payments and HCE (MC/Visa tokenization).

Currently heading the delivery of enterprise solutions in Manipal Business Solution for clients across the globe. Shishir is an engineering graduate from Utkal University and has completed several Executive Programs in People Management, Business Excellence & Leadership from XLRI & MDI.

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